Are you looking for the best personal loan? Look no further! Our tailored personal loans are designed to suit your individual needs, making it easy to get the funds you need for anything from home renovations to holiday expenses to debt consolidation. With competitive rates, our secured personal loan offers a competitive and reliable way to finance your future goals.
Rate: Choice between a Fixed or Variable loan:
Our best personal loan in Australia gives you choice between a fixed or variable loan rate. A fixed-rate loan is one where your payment amount is predetermined and will not fluctuate during the life of the loan. In contrast, a variable-rate loan may have fluctuations in payments depending on market conditions.
Loan Amount: Starts from $5,000:
When one seeks a secured personal loan from us, they have many options available. The amount available ranges from $5,000 to larger, depending on the borrower’s needs. We also require some form of security or collateral for larger amounts.
Repayment Options: Weekly, fortnightly, monthly:
When finding the best personal loan, repayment terms are a key factor to consider. We offer a variety of repayment plans, from weekly and fortnightly installments to monthly payments. All the available options help you find the best deal for your needs.
Loan Term: 2-7 years, secured and unsecured:
We provide both unsecured and secured personal loan Australia. Our personal loans typically come with a maximum repayment period of up to 7 years and can range from 2-7 years, depending on your circumstances.
Eligibility
You must fulfill certain requirements:
- You should be 18 years or older.
- You must be a permanent Australian resident.
- Your current annual income should exceed $25,000 gross.
- You should have a good credit history in the past 5 years.
- Bankruptcy shouldn’t have occurred in the past 7 years.
